Don't let fragmented systems and outdated stacks slow you down.

From compliance delays to fraud risk, many financial institutions still rely on rigid legacy processors that were never designed for today’s speed, scale or cross-border demands. The result?

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Slow product launches
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High operational cost
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Manual compliance, fraud and dispute handling
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Poor scalability
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Siloed card stacks (debit, prepaid and credit)

Enfuce - Built by bankers. Engineered for your roadmap.


Enfuce is a regulated, modular, API-first platform created by former banking executives. We know what it takes to launch fast, stay compliant, and scale smart — because we’ve done it.

That’s why we deliver one platform for issuing, processing, billing, ledgering, compliance, and fraud — pre-integrated and audit-ready.

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All your card products.
One platform. Total control.

  • BIN sponsorship for fast go-to-market — issue Visa and Mastercard cards without waiting for your own scheme certification.
  • Debit, prepaid and credit issuing — one stack, every use case.
  • Flexible credit ledger — automate logic, repayments and grace periods.
  • Revolving credit + instalments — offer smarter credit with less effort.
  • 24/7 fraud & disputes — built-in, compliant, hands-off.
  • Real-time APIs — manage controls, lifecycle and analytics instantly.
  • Go cross-border — launch in one market, scale across Europe.
Your Credit Card blueprint

Your step-by-step guide to building a credit card programme from scratch.

Building a credit card product from scratch is complex. Download the credit card blueprint to understand the essential tools, partners and decisions that shape a successful programme.

Explore the possibilities

BIN SPONSORSHIP

Launch debit, credit or prepaid cards faster with Enfuce’s principal Visa and Mastercard membership. Our BIN sponsorship gives you fast, compliant access to card schemes — no need to get certified yourself.

 

Explore use case

CREDIT SOLUTION

Power flexible, compliant credit cards with our real-time credit ledger. From post-purchase instalments to automated invoicing, Enfuce gives you full control over repayment logic, interest rules and credit lifecycle.

 

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MULTI-COUNTRY, MULTI-CURRENCY

Support multi-currency issuing, local BINs, regional invoice formats and KYC flows. Enfuce makes it easy to expand across borders without duplicating systems or compromising compliance.

 

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CARD MIGRATION

Our proven seven-step migration framework ensures a smooth transition from legacy processors — no downtime, no data loss, and no customer confusion. Go live with confidence.

 

Explore use case

Why Enfuce: Compliance-first. Built for control and scale.

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Dual-regulated EMI
Authorised by the Finnish FSA and UK FCA.
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Principal member of Visa & Mastercard
For global scale, local delivery.
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Global Compliance Built-In
PCI DSS Level 1 certified infrastructure with European data residency.
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Seven-step migration framework
Switch card platforms with zero disruption.

Discover how Enfuce ensures operational readiness to scale your card programme.

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We have even more resources for you

Corporate fuel card solutions


We take a structured, risk-mitigated approach to ensure zero downtime and a seamless transition.

Key features:

  • Hybrid fuel & EV payments
  • Open-loop & closed-loop models
  • Advanced spend controls
  • Cloud-based flexibility
  • Fraud prevention & dispute management
  • Data-driven insights
  • Seamless integration
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EV charge card solutions


The EV charge card enables seamless payments at 900,000+ charging stations while ensuring full AFIR compliance.

Key features:

  • Instant issuing of virtual and physical cards
  • Advanced spend controls
  • Fraud prevention & dispute management
  • Discount management
  • Fraud prevention & dispute management
  • Fully compliant with EU standards, including AFIR requirements.

Explore our Migration blog series


Having successfully migrated millions of cards, we understand the power of expert support in any migration. Dive into our blog series to better understand the card migration process and how our expertise makes all the difference.