One card, not five
Employees use a single card with one PIN instead of juggling multiple benefit cards.
Digital wallet support
The card works in stores and online and can be added to digital wallets like any standard payment card.
Benefits that work anywhere, instantly
Offer one card for meals, recreational benefits, travel expenses and other eligible categories.
Transparent, frictionless experiences
Your customers can set precise rules for where and how cards are used, with limits by budget or merchant category.
Multi-PAN technology for category separation
Employees choose the right benefit application at checkout, ensuring compliant routing for meals, mobility, wellness and more.
Fast go-to-market with BIN sponsorship
Issue Visa or Mastercard cards quickly under Enfuce’s principal membership, without waiting for your own scheme certification.
Real-time spend controls and tax rules
The Enfuce cards and platform Merchant restrictions, time-based allowances and category rules are applied automatically and can be updated instantly.
End-to-end issuing and processing in one platform
The Enfuce cards and platform Merchant restrictions, time-based allowances and category rules are applied automatically and can be updated instantly.
Built-in digital wallet support
Employees can use Apple Pay, Google Pay or Samsung Pay from day one — no plastic required.
Multi-country readiness for effortless scaling
Local BINs, multi-currency support, regulatory coverage and unified reporting make it easy to expand across Europe.
Swile partnered with Enfuce to power an all-in-one benefits card covering meals, gifts, mobility and personal spending. Enfuce’s scalable setup supported the launch in France and enabled rapid expansion into new markets.
Monizze worked with Enfuce to launch open-loop employee benefit cards in Luxembourg, with Belgium to follow. Built on Enfuce’s platform, the solution combines real-time spend controls, fraud protection and digital wallet support.